Polaris
Credit, built into the payment. Pay in full, subscribe, or split a checkout into four — against a line read from the wallet’s own record, with no application and no bureau.
Three payment modes
Pay in full, split into four every 7 days, or subscribe. The merchant is paid up front in every case.
Underwriting from history
A line is opened by reading the wallet: its age, what it has signed, what it holds, what it can cover.
Collection without you
One authorisation at checkout lets each instalment be drawn later, without the buyer being online.